As we grow older, life naturally brings reflection on where we’ve been, what we’ve experienced, and how we choose to live the years ahead. In these quieter, sometimes more vulnerable seasons, we often find ourselves asking, “What if?”
- What if my health fails?
- What if I outlive my income?
- What if I become a burden?
- What if I’ve already lived my most meaningful days?
- What if I had taken that job?
- What if I had spoken up?
- What if I had been more generous, more faithful, more courageous?
These questions stem from a natural human desire to make sense of our past and anticipate the future. But when left unchecked, “What if?” can lead to regret, fear, or even paralysis — especially as we age and reflect on the path behind us. Scripture invites us instead to shift our perspective — to replace “What if?” with a deeper expression of faith: “Even if”.
One of the most powerful biblical illustrations of an “Even if” perspective comes from the prophet Habakkuk. Surrounded by uncertainty and devastation, he declares:
“Even if the fig tree does not bud… yet I will rejoice in the Lord.” (Habakkuk 3:17–18)
His circumstances were bleak, but his heart was anchored. Contrast this with the Israelites in the wilderness who repeatedly asked, “What if we die? What if we don’t have enough?” Their fear and scarcity mindset delayed their joy and stole their peace (Exodus 16, Numbers 14).
Today, older adults face their own wilderness moments — retirement adjustments, grief, medical diagnoses, or social isolation. But we are offered the same choice. Will we live in anxiety about what might happen or in the hope that God is enough, even if?
Living with Abundance vs. Living with Scarcity
| Scarcity Mindset | Abundance Mindset |
| Focuses on limitations | Focuses on God’s provision |
| Grips tightly to resources | Gives freely and trusts |
| Fears the future | Faces the future with confidence |
| Seeks control | Surrenders in faith |
Jesus reminds us, “I have come that they may have life, and have it to the full.” (John 10:10)
This abundant life doesn’t end when we reach our older years. It’s available in every chapter — whether we’re volunteering, mentoring, praying, or simply being present for others.
- Finances: Instead of hoarding in fear — what if I run out? — we can give joyfully, knowing God is our ultimate provider.
- Relationships: Even if we’ve lost loved ones, we can still build meaningful friendships and minister to others.
- Purpose: Even if our bodies slow down, our spirits can thrive. Older adults have the wisdom to guide, faith to inspire, and time to make a deep impact.
- Legacy: Choosing “Even if” faith leaves a legacy of trust and courage for the next generation.
Lord, teach us to live not in fear of the future but in faith of Your goodness. Help us trade our “What ifs” for “Even ifs.” Let us finish our race not in worry but in worship, not in retreat but in radiant trust. Amen.
John Rivas, MA MRE CFRE HDP, is Executive Director of ENCORE Ministry Foundation.